Skip to content
Woodworking Math

Oil-based vs water-based polyurethane

Water-based polyurethane recoats in 2 hours from both makers below; oil-based takes 3–4 hours (Minwax Fast-Drying) to 24 hours or more (General Finishes Arm-R-Seal). General Finishes gives its water-based High Performance 21 days to cure and its oil-based Arm-R-Seal 30.

They thin differently: General Finishes thins Arm-R-Seal with mineral spirits and High Performance with water. Coverage is close: 500 sq ft per gallon for each oil-based product, 500–600 for the water-based ones.

Side by side

Oil-based and Water-based, by their makers' own sheets
PropertyOil-basedWater-based
Touch-dryGeneral Finishes Arm-R-Seal: 12+ hGeneral Finishes High Performance: 30 min
RecoatMinwax Fast-Drying Polyurethane: 3–4 hGeneral Finishes Arm-R-Seal: 24+ hGeneral Finishes High Performance: 2 hMinwax Polycrylic: 2 h
Ready for useMinwax Fast-Drying Polyurethane: 24 h (light use)Minwax Polycrylic: 24 h (normal use (light handling after 3 hours))
Full cureGeneral Finishes Arm-R-Seal: 30 daysGeneral Finishes High Performance: 21 days
CoverageMinwax Fast-Drying Polyurethane: 125 sq ft per quartGeneral Finishes Arm-R-Seal: up to 500 sq ft per gallonGeneral Finishes High Performance: up to 600 sq ft per gallonMinwax Polycrylic: 125 sq ft per quart
ThinningGeneral Finishes Arm-R-Seal: Mineral spiritsGeneral Finishes High Performance: Water, GF Extender or GF Accelerator
Makers say it is forGeneral Finishes Arm-R-Seal: furniture, cabinetsGeneral Finishes High Performance: furniture, cabinets
Makers say not forNot printed by the makers we readNot printed by the makers we read

The products behind it

Each row is its maker's own figure at the conditions it states
ProductTouch-dryRecoatUseFull cureCoverageThinning and notes
Minwax Fast-Drying Polyurethane

One source: Minwax (Sherwin-Williams), the maker of that product

—3–4 h24 hlight use—125 sq ft per quartSand lightly with 220 grit between coats; 3 coats for most durability.
General Finishes Arm-R-Seal

One source: General Finishes, the maker of that product

12+ h24+ h—30 daysup to 500 sq ft per gallonThinning: Mineral spirits.Conditions: 70 °F, 50 % RH.A thin oil-based topcoat GF says to apply in thin coats with a rag.
General Finishes High Performance

One source: General Finishes, the maker of that product

30 min2 h—21 daysup to 600 sq ft per gallonThinning: Water, GF Extender or GF Accelerator.Conditions: 70 °F, 50 % RH.Water-based acrylic/urethane blend; 25 % volume solids; 3–4 coats.
Minwax Polycrylic

One source: Minwax (Sherwin-Williams), the maker of that product

—2 h24 hnormal use (light handling after 3 hours)—125 sq ft per quartSand with 220 grit between coats, no steel wool; 3 coats; wait 24 hours over Minwax Wood Finish stain.

Work it out for your project

Times are the makers' own at the temperature and humidity they name, and several of them say cooler, damper conditions slow their finishes. For how much to buy, the finish coverage calculator uses these same coverage figures. Every finish side by side: the finish dry time chart. What the federal rules say about finishes and food: food-contact finishes.

Elsewhere in finishing: shellac and the shellac cut calculator; for repairs before the finish, wood filler vs wood putty; and for the glue-up, wood glue types.

Sources

  1. Minwax (Sherwin-Williams), Fast-Drying Polyurethane product page, read 2026-11-07.
  2. General Finishes, Arm-R-Seal technical data sheet (March 2020, dealer-hosted copy), read 2026-11-07.
  3. General Finishes, High Performance Topcoat technical data sheet (April 2019), read 2026-11-07.
  4. Minwax (Sherwin-Williams), Polycrylic Protective Finish product page, read 2026-11-07.

How the tags work: How we source every number.